When you think of who owns a car, you typically think of whose name is on the title. But when you’re talking about ownership for purposes of Michigan’s no-fault act, you have to think more broadly. That’s the thrust of the Court of Appeals’ recent decision in Savage v State Farm Mutual Automobile Insurance Company….

Michigan law provides that, unless a special motor cycle policy is in place, no-fault benefits for motorcycle accidents are available only if a motor vehicle (think cars and trucks, not motorcycles) is “involved in” the accident and special priorities rules apply. The Michigan Supreme Court’s April 11, 2013 opinion in McPherson v Progressive Mich Ins…