Automobile insurers authorized to conduct business in Michigan must file a written certification stating that its non-resident insureds are covered by personal protection or “PIP” insurance. A “nonadmitted” insurer—one that is not authorized to sell insurance in Michigan—may file this certification voluntarily. These certifications can affect entitlement to benefits: an injured person is not entitled…

In Admire v Auto-Owners(May 23, 2013), the Michigan Supreme Court clarified a no-fault insurer’s responsibilities for post-accident expenses. If costs related to care and recovery can be separated from ordinary costs — for example, if an insured can purchase an ordinary van and then add modifications necessary because of his injury — the insurer need…